Top 5 Best Finance Apps for Indian Students (2026) – Manage Pocket Money & Start Investing

 

Introduction 

Kya aap bhi month ke Last mein "Pocket Money" khatam hone se pareshan rehte hain? Aaj hum Tech-Verse mein baat karenge un 5 apps ki jo aapki financial life badal degi. 2026 mein digital payments ke time mein, ab students sirf paise bacha hi nahi sakte balki unhe smart way se invest bhi kar sakte hain.

Quick Comparison: Best Student Apps

App Name	Best For	Key Benefit
Fi Money	Savings	Zero Balance & Free VISA Card
Groww	Investing	Start SIP with just ₹100
INDmoney	Tracking	All-in-one Financial Dashboard
CashKaro	Cashback	Real cash on online shopping
Walnut	Expenses	Automatic budget tracking

1. Fi Money: The Perfect Digital Bank for Students

Students ke liye sabse pehli zaroorat ek aise account ki hoti hai jisme koi "Minimum Balance" ka jhanjhat na ho. Fi Money ek smart digital account provide karta hai.

• Zero Balance: Aapko koi penalty nahi deni padti agar balance kam ho.

• Free Card: Aapko ek stylish physical VISA debit card milta hai.

• Smart Savings: Isme aap "FIT Rules" set karke automatically paise bacha sakte hain.

2. Groww: Start Your Investment Journey

Agar aap ₹100 se Stocks ya Mutual Funds mein investment shuru karna chahte hain, toh Groww sabse easy interface provide karta hai.

• Simple UI: Beginners ke liye ise samajhna bahut easy hai.

• Paperless KYC: Pura process online hai, college, Home se hi setup kare.

• Direct Mutual Funds: Zero commission ka benefits uthaye.

3. INDmoney: Manage All Your Money in One Place

Ye app aapka personal financial assistant ban sakta hai. Ye apke bank accounts aur investments ko ek jagah track karta hai.

• US Stocks: Aap Apple ya Google jaisi companies ke shares mein chhote amounts invest kar sakte hain.

• Free CIBIL Score: Apne credit card eligibility ke liye apna score check karein.

4. CashKaro: Get Paid to Shop Online

Student life mein shopping par discount toh milta hai, lekin CashKaro aapko uske upar Real Cashback deta hai.

• Extra Bonus: Amazon aur Flipkart se shopping karte waqt extra cash payein.

• Transfer to Bank: Is paise ko aap seedha apne bank account mein le sakte hain.

5. Walnut (Money View): Automatic Expense Manager

Walnut aapke SMS read karke automatically ek chart bana deta hai ki aapne kahan kitna kharcha kiya.

• Budget Setting: Month ki Starting mein budget set kare taaki pocket money jaldi khatam na ho.

• Split Bills: Doston ke saath canteen ka bill split karna ab bahut easy hai.

💰 Bonus: Students ₹500 se SIP Kaise Shuru Karein?

Investment ke liye bade amount ka wait na karein. Groww ya INDmoney par ek "Monthly SIP" shuru kare. Har month only ₹500 invest karke aap compounding ka fayda utha sakte hai.

Pro Tip: Agar aap in apps ka use karke apni credit history banana chahte hain, toh hamara Best RuPay Credit Cards wala article padhna na bhoolein.

FAQs: 

Q1. Kya in apps ko use karne ke liye bank account zaroori hai?

Haan, UPI aur investment ke liye ek valid savings bank account zaroori hai. Aap Fi Money se zero balance account turant khol sakte hain.

Q2. Kya ye apps safe hain?

Bilkul, ye saare apps RBI aur SEBI ke rules follow karte hain. Bas apna UPI PIN kabhi kisi ko na batayein.