Is this the ultimate cashback card? Reviewing the Axis Airtel Credit Card.

if you are an Airtel customer, or if you are a heavy consumer of Swiggy and Zomato, your search for the perfect credit card might just be over!

In an environment replete with reward point programs, the Axis Airtel Credit Card stands out only in one way: its return in cash on what you actually spend money on in real life. From your phone bills to electricity bills, food ordering and beyond, this card promises to return a large amount of cash into your hands every month.

Category	Offer Details	Max Savings / Limit
Airtel Payments	25% Cashback on Mobile, Broadband and WiFi bills	₹250 per month
Utility Bills	10% Cashback on Gas, Electricity, etc. (via Airtel Thanks App)	₹250 per month
Lifestyle and Eats	10% Cashback on Swiggy, Zomato and BigBasket	₹500 per month
General Spends	1% Unlimited Cashback (Card + RuPay UPI)	Unlimited
Welcome Bonus	Amazon Voucher on 1st transaction	₹500 (One-time)
Travel	Domestic Airport Lounge Access	4 visits per year
Fuel	Fuel Surcharge Waiver	1% waiver
Annual Fee	Joining and Renewal Fee	₹500 + GST
Apply Online	👉 Click Here to Apply Now	Instant Application

1. Massive Savings for Airtel Users

This is the headliner feature, for a reason. This card is a powerhouse if you have an Airtel mobile, broadband, or even WiFi connection.

The Benefit: Flat 25% Cashback on Airtel Bill Payments and Recharge through Airtel Thanks App.

The Cap: Save up to ₹250 per month (₹3,000 annually) just on these bills.

2. Slash Your Utility Bills

While electricity, gas, and water are unavoidable expenses, this card makes them 10% cheaper.

The Benefit: 10% cash back on utility bill payments using the Airtel Thanks App.

The Cap: Save up to ₹250 per month.

3. Food and Groceries: The Lifestyle Perks

For the modern-day spend that tends to use delivery apps, this card provides one of the highest rewards in the industry with no high annual fee.

The Benefit: 10% Cashback on Swiggy, Zomato, and

The Cap: You can earn a maximum of ₹500 on these platforms combined, per month.

4. Rewards Everywhere Else

Not like most co-branded credit cards, which provide no rewards outside their network, the Axis Airtel credit card makes sure you earn rewards on every transaction.

The Benefit: 1% Unlimited Cashback on all other spends.

Bonus: This is applicable on both the physical card and RuPay UPI transactions.

Additional Perks & Welcome Gift

The benefits don't end at cashback rewards. The credit card also has travel and fuel-related benefits, which make it a versatile card:

Welcome Benefit: Get a ₹500 Amazon Voucher on your first transaction (basically making the first year free).

Travel: Get 4 Domestic Airport Lounge accesses in a year.

Fuel: Get a 1% Fuel Surcharge Waiver at fuel stations across India.

The Verdict: Is it Worth the Fee?

As the math works out, the joining fee is straight away covered by the ₹500 Amazon voucher. Then there is the annual fee, which is compensated if you max out just the cashback amount from Swiggy/Zomato. If you are already on the Airtel network, the 25% cashback itself makes this card a 'free' hold, so to speak.

Ready to Start Saving on Your Monthly Bills?

Apply Now to Get the Axis Airtel Credit Card